The information and services provided by Spendify are for general informational and personal tracking purposes only. By using the Service, you agree to the terms of this disclaimer. If you do not agree, please discontinue use of the Service.

1. Not Financial Advice

Spendify is a personal expense and budget tracking tool. It does not provide financial, tax, legal, accounting, investment, or professional advice of any kind. Nothing on the Service should be interpreted as a recommendation, endorsement, or guarantee regarding any financial decision, product, or strategy.

Always seek the advice of a qualified professional (such as a certified financial planner, chartered accountant, or tax advisor) before making financial decisions. Any reliance you place on the information or tools provided by Spendify is strictly at your own risk.

2. No Guarantee of Accuracy

While we work hard to make Spendify accurate, reliable, and bug-free, we make no warranty that:

The calculations, charts, summaries, or analytics produced by the Service will always be 100% accurate or complete.
The Service will be uninterrupted, secure, or free of errors, viruses, or other harmful components.
Any defects in the Service will be corrected promptly.

You are responsible for verifying the accuracy of any data you enter or rely upon, and for keeping your own backup copies of important information.

3. “As Is” Basis

Spendify is provided on an “as is” and “as available” basis, without any representations, warranties, or conditions of any kind, either express or implied. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

4. External Links

Spendify may, from time to time, contain links to external websites or services that are not provided or maintained by us. Please note that we do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites, and we are not responsible for their content, privacy practices, or terms. Following any external link is at your own risk.

5. No Liability for Losses

Under no circumstances shall Spendify, Grid Tools, or its operator be liable for any loss or damage, including but not limited to indirect, incidental, special, consequential, or punitive damages, arising out of or in connection with your use of, or inability to use, the Service. This includes any financial loss, data loss, or business interruption resulting from the use of (or reliance on) the Service.

6. User Responsibility

You are solely responsible for:

The accuracy of the financial information you enter into the Service.
Maintaining your own backup copies of important data.
Securing access to the Google account you use to sign in.
Any decisions or actions you take based on the information displayed in the Service.

7. No Professional Relationship

Use of Spendify does not create any professional, fiduciary, advisor-client, or other formal relationship between you and Grid Tools or its operator. We are not acting as your accountant, advisor, broker, or agent.

8. Changes to this Disclaimer

We may update this Disclaimer from time to time. When we do, we will revise the “Last updated” date at the top of this page. Continued use of the Service after a change indicates that you accept the updated Disclaimer.

9. Contact

If you have any questions about this Disclaimer, please email us at support@gridtools.qzz.io.